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How Much Silver Jewellery Could You Buy If You Won The National Lottery?
At the beginning of the New Year, I always try and put together a bit of a financial plan for the forthcoming year. Of course you are always going to have some months with additional outgoings. Unfortunately I planned it wrong and even though my children are separated by 5 years, their birthdays fall within a couple of days of each other, so in our house March and April are pretty expensive months. My daughter is always easy to buy for, give her a piece of silver jewellery and she is more than happy. My son is really difficult to buy for and he is really particular about what he does and doesn't like. He doesn’t like any sort of men’s jewellery, so this is never an option. It was his 18th birthday last year and we decided to treat him to a flying lesson from our local airport. This caused an almighty argument, but that is another story!!
Come August we are always short of funds due to the fact that we always take our holiday in this month. If I had a choice I wouldn't take my holiday in August, but as my daughter is still at school, it's pretty hard to take holidays at any other time. It is unfair though as you end up paying double the price for your holiday, just because the travel companies know they have you over a barrel.
September is also an expensive month as it is my hubby’s birthday and our anniversary. Last year was our 20th Anniversary and even though I dropped many a hint, the silver earrings I wanted never did materialise. He had better get it right for our 21st this year otherwise there will be problems.
Once birthdays and anniversaries are out of the way, so the build up to Christmas begins and money just flies out the window. You scrimp and save for this and that, and then by the time you get to the end of the year, you have to start all over again after Christmas.
What needs to occur is a big fat win on the Lottery. Having taken part since it began way back in November 1994, surely it must be my time to win! I have already planned how much jewellery I would treat myself to and then I wouldn't care when hubby got me the wrong present - AGAIN!!
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